Finance Center

Get a Low Interest Rate on a Car Loan in Phoenix

The Camelback Volkswagen Subaru Mazda finance team is ready to go to work for you. Our financial experts promise to find a car loan or lease option that meets your needs. At Camelback Volkswagen Subaru Mazda, we work with a network of financial institutions to get you a great rate on a car loan in Phoenix. Let the staff at our dealership make the process of buying a new car easy. Complete our online finance application and we will contact you shortly. Your financing information is safely encrypted in digital format and is never sent through e-mail.

Have you picked out the  new Mazda, or used car, you are planning to purchase? You can browse our car dealership's current inventory online where you will find prices, pictures and details about all of the new and used cars at our dealership.
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Is Financing a Car a Good Idea? Three Things to Take into Consideration.

If you're thinking about a new car, you might be wondering if you should consider financing.

Maybe you:

  • Have some money saved up, but it's not enough for the car you need.
  • Have the cash, but you don't want to spend it all right away.
  • Only have a small amount of money, and you need to finance an older car.

Whatever your situation, you need a car, and you need one as soon as possible. The possibility of financing will open up your options, but there are a few things you need to consider before moving forward.

Your Financial Situation

Many people can finance a car even with poor credit, but the higher your credit score, the better your financing options can be.

Poor credit might mean a higher interest rate, but a car loan is an excellent way to build your credit score from the bottom up. If you need help in that area, it makes sense to go with the financing option. It can be tempting to pay cash for an older car you'll own right away, but excellent credit can carry you into a secure future. It's not something you want to miss out on! Sometimes, it's better to finance a car and pay it off quickly just for the credit boost.

Financing a car provides:

  • Access to a newer car you couldn't afford to pay cash for.
  • Future savings after the car is paid off.
  • Budgeting and self-discipline as you stick to your payments on time.

How Often You'll Want a New Vehicle?

If you're the type who likes things flashy and new, you might be better off leasing a vehicle. It will cost you more in the long run, but you'll be able to drive a newer vehicle throughout the years.

If your goal is long-term car ownership, then financing a newer car is your best bet. By the time you pay it off, it will still be in great shape with a decent resale value, unlike an older car, which is likely to require repairs more often.

What the Vehicle Will Be Used For?

No matter what you're doing in life, you need a safe and reliable vehicle. You might need a vehicle with towing capacity, or one that can shuttle a bunch of kids to baseball practice, or one that's particularly good at driving off road. When you have specific needs, you might need to pay a little more to get the car, truck, or SUV that's right for you. Financing can help you make that happen without breaking the bank.

The bottom line is that financing a car will almost always benefit you. It allows for the purchase of one of life's most useful tools without a major financial disruption. If you're in the market for a new vehicle, visit Camelback Mazda in Phoenix. You'll find just what you need.

Contact

Camelback Mazda

1521 East Camelback Road
Directions Phoenix, AZ 85014

  • All Departments: 844-873-7963

Hours

  • Monday 8:00am - 9:00pm
  • Tuesday 8:00am - 9:00pm
  • Wednesday 8:00am - 9:00pm
  • Thursday 8:00am - 9:00pm
  • Friday 8:00am - 8:00pm
  • Saturday 8:00am - 8:00pm
  • Sunday 10:00am - 6:00pm